Who is considered a licensee in the context of state regulations?

In the context of state regulations, particularly regarding professions like public adjusting, a licensee is defined as an individual who holds a valid, active license to practice in their field. This means they have successfully met the requirements set by the state, including completing any necessary education or training, passing examinations, and fulfilling any other regulatory obligations.

Holding a valid license denotes that the individual is legally authorized to perform their professional duties, which in this case includes activities related to public adjusting, such as negotiating claims on behalf of policyholders. The distinction is important because it establishes the individual's compliance with state laws and regulations that govern their profession.

The other options refer to individuals who do not have the authority to operate within the industry as a public adjuster. A person without a license cannot perform those duties legally. A suspended license holder is temporarily barred from practicing due to disciplinary actions and therefore isn’t considered a licensee during that suspension. A candidate for licensure, while pursuing the necessary steps to obtain a license, has not yet been granted the right to practice, and thus does not qualify as a licensee until all requirements are fulfilled and a valid license is obtained.