Which section of an insurance policy details insured parties and coverage information?

The Declarations page is where an insurance policy specifies critical information regarding the insured parties and the coverage that is provided. This section typically includes details such as the policyholder's name, the address of the insured property, the types of coverage included in the policy, the effective date, and any coverage limits.

The clarity and organization of the Declarations page ensure that policyholders have a straightforward access point to understand who is insured and what is covered under the policy, which is essential for both the insured and the insurer to verify the terms of the agreement.

In contrast, the Endorsements section contains modifications to the original policy, which may add or change coverage. The Coverage section outlines the different types of coverage available and the conditions under which they apply, but it does not serve as an identification list for the insured parties. The Exclusion section details what is not covered by the policy, further clarifying limitations but not providing direct information on the parties involved or the positive aspects of coverage.