Which of the following actions is prohibited for a public adjuster?

Public adjusters are licensed professionals who help policyholders manage and negotiate their insurance claims. One of the key roles of a public adjuster is to act as an advocate for their clients to ensure that claims are settled fairly.

Choosing the contractors for repair work is prohibited for public adjusters to maintain objectivity and to avoid any conflicts of interest. This restriction ensures that public adjusters do not have personal financial interests that might influence their professional judgment when advocating for their clients. By keeping the selection of contractors separate from their role, it helps to maintain the integrity of the public adjuster's primary function, which is to represent the interests of the policyholder in the claim process.

On the other hand, actions such as entering into contracts for repair work, submitting insurance claims on behalf of clients, and negotiating settlements for claims are within the scope of a public adjuster’s responsibilities. These activities are essential for effectively managing a client's insurance claim and ensuring that the policyholder receives appropriate compensation for their losses.