Which group is explicitly prohibited from soliciting or adjusting claims?

Public adjusters are specifically licensed professionals who represent policyholders in the insurance claim process. However, when considering the scope of other professions, such as certified public accountants, attorneys at law, and real estate agents, it is essential to clarify their roles with respect to claims adjustment.

Public adjusters are tasked with assessing and negotiating insurance claims on behalf of policyholders. Their practices are regulated to ensure they operate within legal frameworks designed for that purpose. While they are professionals who are well-versed in claims adjustment, their solicitation practices are tightly controlled due to the potential for conflicts of interest or ethical concerns.

On the other hand, while certified public accountants, attorneys, and real estate agents may have relevant expertise in their fields, they are not permitted to act as public adjusters unless they are duly licensed as such. Each of these professions has its regulatory frameworks and functions which do not encompass the specific role of adjusting or soliciting claims related to insurance in a manner similar to public adjusters.

Thus, the prohibition against public adjusters performing certain solicitation activities emphasizes the distinct regulatory environment that governs their practices, which differs from those of the other mentioned professions. This helps maintain professionalism and integrity within the industry while protecting consumers' rights in the claims process.