When reopening a claim, what can a public adjuster charge for additional services?

A public adjuster can charge up to 20% of the supplemental claim payment when reopening a claim. This is consistent with the regulatory guidelines that govern the fees a public adjuster can charge for their services while handling an insurance claim. The percentage-based fee structure provides a clear method for compensating the adjuster based on the value they help to recover for their client. This means that if additional funds are secured through the reopening of the claim, the adjuster is entitled to a percentage of that amount as payment for their expertise and effort in facilitating the claim's revision.

The other options do not align with the established practices and regulations. For instance, charging a sum based on the previous settlement does not accurately reflect the value of the additional service provided for a reopened claim. A flat fee of $250 may not be sufficient, particularly when new negotiations or evidence could significantly increase the claim's value. Similarly, charging only the amount already paid by the insurer ignores the necessity and effort involved in reopening a claim that may lead to additional compensation for the policyholder. Thus, the approach of charging up to 20% of the supplemental payment ensures that the public adjuster is fairly compensated for their work while also aligning with legal and ethical standards within the industry.