What do you call an insurance company that is organized and domiciled outside the United States?

An insurance company that is organized and domiciled outside the United States is referred to as an alien company. In the context of U.S. insurance regulations, terminology differentiates companies based on their location and organization status in relation to the state they operate in.

A domestic company is one that is incorporated within the state in which it is doing business. A foreign company, on the other hand, is organized in one state but operates in another. Therefore, an alien company is specifically identified as being from outside the United States, which distinguishes it from both domestic and foreign companies based on its international status.

Understanding these terms is crucial for public adjusters as they navigate various insurance claims and work with different types of insurance entities.