How are public adjuster fees determined for claims not associated with a state of emergency?

Public adjuster fees for claims not associated with a state of emergency are generally set at a percentage of the claim payment, and this percentage is typically specified by state regulations. In Florida, the maximum fee that a public adjuster can charge for representing a client in a claim not declared under a state of emergency is often capped at 20% of the claim payment. This percentage reflects the standard industry practice while ensuring that the fees remain fair for both the adjusters and the policyholders.

In circumstances where there is a state of emergency, the percentage that can be charged might be limited in order to protect consumers from excessively high fees during those times. By establishing a clear percentage like 20% for non-emergency claims, Florida regulations provide transparency and help maintain a balance in the relationship between adjusters and their clients. It's important for policyholders to be aware of these limits as they engage with public adjusters in the claims process.