A person contracted by an adjusting firm to handle claims for insurers is known as what?

Prepare for the Florida 3-20 Public Adjusters State Test. Study using flashcards and multiple-choice questions with explanations. Ace your exam!

The term that accurately describes a person contracted by an adjusting firm to handle claims for insurers is "Independent Adjuster." This role specifically involves adjusting claims on behalf of insurance companies rather than representing the interests of the insured. Independent adjusters are typically hired to facilitate the claims process, assess damages, and determine the insurance company's liability in relation to a claim, all while operating independently of the insurance provider.

In contrast, a public adjuster is someone who represents policyholders in the claims process rather than the insurers. A compliance officer is focused on ensuring that the adjusting firm adheres to regulations and internal policies, and a claims handler is a more general term that could refer to anyone in the claims process, which may include adjusters, but does not specifically denote a contractual relationship with the insurer like that of an independent adjuster.

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